Wednesday, August 09, 2006

FAQs About Consumer Directed Healthcare at Healthia

FAQs About Consumer Directed Healthcare at Healthia: "How does health insurance in America work? There are many different forms of health insurance plans those that cover medical services and prescription medicines, those that cover dental procedures, disability insurance that replaces income lost due to extended illness or disability, policies that pay for long term care, and so on. People typically refer to the plans that cover medical expenses as health insurance, and these plans are usually offered by employers to employees. Health insurance plans are generally sold and renewed on an annual basis. So when a consumer buys health insurance either directly or through an employer, the insurer agrees to pay for health expenses for a period of one year as long as the premiums are paid on time and the account is in good standing. Health insurance plans come in two primary forms fee-for-service or managed care."

Excellent primer on health insurance - everything you wanted to know but didn't know where to find out ! In the US today, getting good medical care depends more upon how smartly you select your health insurance plan than anything else !

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