Tuesday, November 14, 2006

How to Check-up on Your Hospital Bills

How to Check-up on Your Hospital Bills: "Don't assume that your hospital bill is correct. Duplicate billing, code errors and charges for unrequested items are mistakes that occur far too often. Why pay hundreds or even thousands of dollars more than you have to?
Probably the last thing you want to do after a hospital-stay is fine-tooth-comb the confusing computer codes and odd abbreviations on your bill. But it's worth the time and effort to review hospital bills carefully--you may be shocked at the number of costly errors you'll find. And if you think you don't have to worry about hospital charges because you're insured, take a close look at your policy. Most insurance companies require that patients make a co-payment (usually 20 percent of the total bill). Even if your policy says it covers 100 percent, that usually means it will pay for what the company considers to be 'reasonable and customary.' Anything above that amount comes out of your pocket."

Sometimes making sense of hospital bills is even harder than making sense of your doctor's handwriting ! I think the "healthcare industry" takes pleasure in obfuscation ! If hotels can go a good job with billing, why can't hospitals ?

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